Temar Web3 Payment Infrastructure

Products | Fiat Acquiring, Stablecoin Payments, Cards, Merchant SaaS

Explore Temar products for fiat acquiring, fund distribution, merchant management, digital asset payments, card platforms, and standardized payment APIs.

Fiat Acquiring and Clearing

Accept Visa, Mastercard, Google Pay, Apple Pay, and local payment methods globally with smart routing, multi-currency settlement, and optimized authorization. Temar's acquiring module connects to major card networks and local payment rails to provide high authorization rates and flexible settlement options.

  • Card acquiring for Visa, Mastercard, Google Pay, Apple Pay, and local payment methods.
  • Smart routing engine that optimizes authorization rates across multiple acquiring partners.
  • Multi-currency settlement with automated FX conversion and consolidated reconciliation.
  • Tokenization and network token support for improved security and authorization performance.

Digital Asset Gateway

Support major stablecoins and crypto payment flows while connecting digital asset acceptance with fiat settlement and enterprise reporting. The gateway handles the full lifecycle from wallet address generation to on-chain confirmation and off-chain settlement.

  • Accept USDT, USDC, DAI, and other major stablecoins with real-time exchange rate conversion.
  • Automatic wallet address generation and payment monitoring on supported blockchain networks.
  • Configurable confirmation requirements and risk thresholds for crypto transactions.
  • Unified reporting that consolidates fiat and crypto transactions in a single dashboard.

Fund Distribution and Global Payouts

Manage high-volume payouts to suppliers, partners, employees, and merchants across fiat and crypto rails. Temar's distribution engine supports batch processing of up to 10,000 payouts per batch with automated reconciliation.

  • Batch payout processing with support for up to 10,000 recipients per run.
  • Multi-rail routing: send payouts via bank transfer, card push, or stablecoin based on cost and speed.
  • Automated beneficiary validation, compliance screening, and failed payout retry logic.
  • Real-time payout status tracking and automated reconciliation with accounting systems.

Merchant Management SaaS

Operate a fully branded white-label payment SaaS with merchant onboarding, KYB verification, automated reports, reconciliation, and role-based access control. Your merchants interact with your brand at every touchpoint.

  • White-label merchant portal with your brand, logo, and custom domain.
  • Automated KYB onboarding with document collection, verification, and approval workflows.
  • Configurable fee structures, settlement schedules, and product bundling per merchant.
  • Role-based access control for merchant staff, operators, and administrators.
  • Automated reporting, reconciliation, and real-time transaction monitoring dashboards.

Card Issuing Platform

Issue virtual and physical Visa and Mastercard cards for your customers through Temar's card issuing module. Configure spending limits, merchant category restrictions, and usage policies programmatically via API or dashboard.

  • Issue virtual cards instantly and physical cards with global shipping support.
  • Programmable spending controls: amount limits, merchant category restrictions, and time-based rules.
  • Real-time transaction authorization with custom decline rules and alerts.
  • Card program management with bulk issuance, card lifecycle APIs, and detailed analytics.

Unified Payment APIs and Developer Tools

All Temar products are accessible through a consistent set of RESTful APIs with comprehensive documentation, multi-language SDKs, sandbox testing, and webhook-based event notifications. Developers can integrate any combination of products using the same authentication, error handling, and data models.

  • RESTful APIs with consistent authentication, versioning, and error handling across all products.
  • Official SDKs for Node.js, Python, Java, and Go — distributed via npm, PyPI, Maven, and Go modules.
  • Full sandbox environment with test credentials, simulated payment scenarios, and webhook testing.
  • Webhook-based event system for real-time notifications on payments, payouts, disputes, and settlements.